Friday, October 4, 2013

Are you confused about healthcare reform???

So am I. So are the carriers. So are the people who are running it!

Here is some information that might be useful to you -
  • Since new individual plans will be guaranteed issue, they will cover more items and more people. So it will cost more.
  • If you have a health insurance plan now, and it is grandfathered, you will be able to keep that plan. Individual or group. A grandfathered plan is one that was in place BEFORE 3/23/2010. That is the date the PPACA went into force. It is not known at this time how long you will be able to keep it, but at least until the renewal in 2014. Call your carrier, or HR or plan administrator at work.
  • You can go to healthcare.gov to find the marketplace for your state. (In Texas, we are using the Federal plan) There, you can explore the plans available, and find out if you qualify for assistance on the premium.
  • You can also go to the carrier websites to view their plans, both for assistance, and if you don't qualify for assistance. As of January 1 2014, ALL plans must be QHP - qualified health plans - even if you don't get assistance.
  • keep an eye here, or watch our facebook and twitter feeds
  • facebook.com/briatexas
  • brinsure on twitter.
Don't panic, stay informed

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