- Make necessary emergency repairs to prevent further damage to your property if you can do so safely. Save receipts to submit to the adjuster.
- Call your carrier or agent office to report the claim. The system will be busy, but carriers are gearing up for the expected influx of activity.
- If professional services are needed for window board ups or roof protection, get a referral from your carrier or agent office. This work is usually guaranteed, and may become a part of the claim.
- Wait for the go-ahead from the adjuster before beginning permanent repairs. This will avoid coverage complications. However, its certainly ok to begin looking for contractors. You will want a local, licensed, bonded contractor whom you can check references on.
- Take pictures of auto and home damage in case it is needed for future reference.
- Know that the community around you is gathering for support and service.
If you are not affected by the storm, you can still help. Prayer for the injured, those who have lost a loved one, and for the rescue and service workers is the best thing. Here are some suggestions for financial support if you feel led to -
- Mercury One http://mercuryone.fundly.com/2013-midwest-tornado-relief 100% of all contributions go directly to relief. All administrative costs are funded from elsewhere
- Mercy Chefs, emergency food services. www.mercychefs.com http://bit.ly/YWGQvn
- American Red Cross redcross.org
- Or the organization of your choice.
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